The Cost Of Bad Credit Is High

Bad credit will cost you significantly more with everything you purchase, than someone who has good credit. We have prepared a comparison using typical differences in a rate for the payment of a mortgage and for an auto loan. This comparison is only comparing the difference in the typical spread difference in the rate. This is not to be considered a current market rate or an offer.

Examples - A Mortgage amount of $150,000 and a 30 year term will be used for this comparison.

Mortgage	$150,000 - 30 Year Term
Credit Rating	Good Credit	Bad Credit	Ugly Credit
Interest Rate	6%	7.5%	9%
Monthly PPI	$899.33	$1,048.82	$1,206.93
Extra Cost/Mo		$149.49	$307.60
Extra Cost/Yr		$1,793.88	$3,691.12
Auto Loan	$15,000 - 60 Month Term
Credit Rating	Good Credit	Bad Credit	Ugly Credit
Interest Rate	5%	10%	17%
Monthly PPI	$283.07	$318.71	$372.79
Extra Cost/Mo		$35.64	$89.72
Extra Cost/Yr		$427.68	$1,076.64
5 Year Cost		$2,138.40	$5,383.20

Bad Credit can also affect:

• Insurance rates on auto and home
• Job Opportunities
• Credit card rates
• Cell phone and other utilities (deposits to start activation, or declined)
• Home and auto purchases

We realize you probably already know the cost of having bad credit, otherwise you wouldn’t be researching for a solution. However, we feel once you see the difference you may act on it, if not with us, at least do it somehow.

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Testimonial

I'd pretty much given up hope of being able to afford a new car because the payments I was quoted were so high. Lenders told me I couldn't get a decent interest rate until several derogatory items were removed from my credit report. I found your web site, bought your System, and followed the step by step instructions. It worked and I am now driving my NEW Honda!

Marty, Woodridge, IL