Use These Reporting In Collection After Bankruptcy Letters

Use For Individual Experian Accounts: Individual Experian Reporting In Collection After Bankruptcy Letter (.pdf format)
Use For Individual TransUnion Accounts: Individual TransUnion Reporting In Collection After Bankruptcy Letter (.pdf format)
Use For Individual Equifax Accounts: Individual Equifax Reporting In Collection After Bankruptcy Letter (.pdf format)
Use For Joint Experian Accounts: Joint Experian Reporting In Collection After Bankruptcy Letter (.pdf format)
Use For Joint TransUnion Accounts: Joint TransUnion Reporting In Collection After Bankruptcy Letter (.pdf format)
Use For Joint Equifax Accounts: Joint Equifax Reporting In Collection After Bankruptcy Letter (.pdf format)

Sample Reporting In Collection After Bankruptcy Letter

[Your Name]
[Your Address]
[City, State Zip]

[Credit Bureau]
[Credit Bureau Address]
[City, State Zip]

Date: [DATE]

RE: [Company Name] Is Showing Account In Collection

This letter is to inform you that I am disputing the fact that the above [Company name] is reporting that [I/WE] are in collection. This account has been satisfied through [my/our] bankruptcy. Attached you will find a copy of the creditors listed in the bankruptcy, and as you can see, [Company name] is included. Also attached is a copy of the discharge papers. Therefore this account should not be reported as currently being in collection, since this debt was discharged and is settled.

Please correct this error as soon as possible. Please send me notification when it has been corrected since it is negatively affecting my credit.

Thank you for your help,
Sincerely,

[Your Signature]

____________________
[Your name]
[SSN#]