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Courtesy Letters

Use a Courtesy Letter to advise vendors that you are contesting a charge on one of your accounts as indicated on one, or more, of your current credit reports. Request that they contact the appropriate credit reporting agency and correct the error.

A courtesy letter is just that. If disputing an error with a company that there has been a long standing relationship with and wish to maintain that relationship then use this letter. There is also no reason to send it certified, unless you want to document everything.

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Direct Source Credit Repair Letters

Use These Courtesy Letters

Use For Individual Accounts: Individual Courtesy Letter (.pdf format)
Use For Joint Accounts: Joint Courtesy Letter (.pdf format)

Sample Courtesy Letter

[DATE]

To Whom It May Concern

This letter is to notify you that I am disputing the information furnished by your company to the above mention credit bureau. I have attached a copy of the letter that I sent them, which references our account number and the reported error.

At this time I request that you co-operate and respond to any correspondence that they might send you so that this matter may be resolved.

Thank you for your help,

[Your Signature]

____________________
[Your name typed]