Reporting Money Due After Bankruptcy Letters
Use this Reporting Money Due After Bankruptcy Letter to inform the Credit Bureau that an account showing an amount still due is in error. It should show that the account has been satisfied due to the discharge of your Bankruptcy. You will need to attach a copy of your Bankruptcy discharge papers as proof of your claim.
Generally most creditors will not make any reporting to the agencies during an active bankruptcy, so when the discharge of the debt is finalized the creditors usually won’t update the file. If this is the case, then use this letter to close and update this creditor’s file. Remember creditors have to pay the credit agencies when they report on the bureau, if this account is closed no money is coming their way, and probably lost some through the bankruptcy, and will not update the account.