Use These Past Due During Bankruptcy Letters

Use For Individual Experian Accounts: Individual Experian Past Due During Bankruptcy Letter (.pdf format)
Use For Individual TransUnion Accounts: Individual TransUnion Past Due During Bankruptcy Letter (.pdf format)
Use For Individual Equifax Accounts: Individual Equifax Past Due During Bankruptcy Letter (.pdf format)
Use For Joint Experian Accounts: Joint Experian Past Due During Bankruptcy Letter (.pdf format)
Use For Joint TransUnion Accounts: Joint TransUnion Past Due During Bankruptcy Letter (.pdf format)
Use For Joint Equifax Accounts: Joint Equifax Past Due During Bankruptcy Letter (.pdf format)

Sample Past Due During Bankruptcy Letter

[Your Name]
[Your Address]
[City, State Zip]

[Credit Bureau]
[Credit Bureau Address]
[City, State Zip]

Date: [DATE]

RE: [Creditor Name & Account Number]

This letter is to inform you that the above Creditor is reporting me as being past due in my payments and is an error. This Creditor is listed in my bankruptcy, which I currently am paying in a timely manner. Please be advised that I am protected by bankruptcy law, and therefore this account should not be listed as being past due. Attached you will find a copy of Creditors listed in the bankruptcy of which [Company Name] is included.

Please correct this error as soon as possible. Please send me notification when it has been corrected since it is negatively affecting my credit.

Thank you for your help,
Sincerely,

[Your Signature]

____________________
[Your name typed]